Welcome to My Investing Diary: Why I Started This Journey

Introduction

Hi there!
My name is Dilip Thakali, and I’m the creator behind My Investing Diary — a YouTube channel and blog where I document my personal journey toward financial freedom and building multiple sources of income.

In this post, I want to share the story behind why I started this platform, what inspired me to take action, and what I hope to achieve — for myself, and for anyone who’s walking a similar path.

I’m originally from Nepal, and for the past three years, I’ve been living and working in the UK as a health carer. Like many people who move abroad, I came with big dreams — to work hard, support my family, and create a better life.

But over time, I realized something important:
Working hard alone isn’t enough.

I’m not a financial expert. I don’t have a degree in finance or business. I’m just a regular person who wants to stop living paycheck to paycheck and start making smarter financial decisions

💸 The Harsh Reality of Working-Class Life

Right now, I work 12-hour night shifts, four to five times a week. My monthly income ranges from £2,000 to £2,500, but after taxes, rent, bills, and daily expenses, it’s tough to save anything meaningful.

It made me ask myself:
If I keep going like this, what does my future look like?

Then I came across a quote that hit me hard:

“If you depend on your salary, you’re just one step away from being broke.”
— (Often attributed to Warren Buffett)

That one sentence described my situation perfectly. I had no investments, no budget, and no plan — just hard work with no financial growth.

🔁 Breaking Out of the Rat Race

I started watching videos on financial freedom, passive income, and side hustles. But I realized something:
Watching isn’t doing. Knowledge is useless without action.

That’s when I decided to launch My Investing Diary — not to pretend I’m an expert, but to hold myself accountable.
To document my journey.
To learn by doing.
And to share what I learn with others like me.

📝 What You’ll Find on My Investing Diary

This platform is my personal finance diary. I’ll be sharing:

  • 📊 My investing updates (wins and losses)

  • 💼 Side hustle experiments I try

  • 📉 Mistakes I make and lessons I learn

  • 🧠 Simple money concepts explained

  • 🗂️ Tools I use for budgeting and tracking

I’ll be honest and transparent — this is not a shortcut to wealth. It’s the real-life journey of building a stable financial future from the ground up.

🎯 My Goal: Financial Freedom

For me, financial freedom doesn’t mean driving a Ferrari or owning a mansion.

It means peace of mind — the freedom to stop trading time for money.
It means having enough saved and invested to focus on the things that truly matter:
Spending time with family. Exploring the world. Living life with less stress.

🙌 Let’s Grow Together

If you’re someone who’s working hard but feeling stuck…
If you want to understand saving, investing, or side hustles…
Or if you simply want to follow a real, honest financial journey from day one…

Then join me.

✅ Subscribe to my YouTube channel
✅ Follow along with my blog updates
✅ Leave a comment — I’d love to connect and learn with you

🔚 Final Thoughts

Starting My Investing Diary has been more than just a way to share numbers and strategies — it’s a commitment to change my life and take control of my financial future. I may not have all the answers, but I believe that with consistency, learning, and a community of like-minded people, we can all move closer to financial freedom.

Whether you’re just getting started or already on your own journey, I’m glad you’re here. Let’s support each other, learn from our mistakes, and grow — one smart decision at a time.

Thanks for being part of this journey.

— Dilip Thakali

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