Personal Finance

Diversified vs. Concentrated Portfolio: Which Strategy Am I Using? 💬 Introduction When it comes to investing, there’s one debate that never gets old: “Should I spread my investments across many companies?”Or“Should I double down on a few I really believe in?” This question lies at the heart of every investor’s strategy — and today, I’m […]

How I Budget £2,000 a Month in the UK: A Simple Path to Financial Freedom Introduction Most people believe you need to earn a high income to achieve financial freedom — but that’s not always true. I’m currently working night shifts in the UK and earning a low monthly income of £2,000. Still, with discipline,

How I Calculated My Financial Freedom Number (As a Normal Person) Introduction Financial freedom — it sounds like a luxury, right? Something reserved for millionaires, tech founders, or lottery winners. But here’s the truth: financial freedom is not about being rich. It’s about having enough. Enough to cover your lifestyle without relying on a 9-to-5

My First Step Towards Financial Freedom Journey Introduction Financial freedom. Two powerful words that sound like a dream, don’t they? For many, it feels like a far-off destination reserved for millionaires or finance gurus. But the truth is, financial freedom is a journey, not a jackpot. It doesn’t begin with a windfall. It begins with